Evelyn spent most of her life believing she had missed her chance. At 64, with retirement looming, she worked as a school counselor and quietly carried the fear that she would never have enough to stop working. Bills stacked up, her savings felt like drops in a bucket, and she often told herself, “It’s too late for me.”

But one night, sitting alone at her kitchen table surrounded by unpaid bills, Evelyn made a decision: if she had breath left in her body, she still had time. She opened her laptop and typed into the search bar, “How to invest later in life.” That small act of courage became the first step of her transformation.

What followed wasn’t overnight success; it was persistence. Evelyn started small, making consistent investments, keeping a budget journal, and slowly stacking small wins. She attended seminars, asked questions even when she felt out of place among younger faces, and built confidence one choice at a time.

Her comic strip shows this transformation: the worry at the kitchen table, the shaky first steps, the pride of her first dividend, and the joy of receiving her first rent check. Evelyn’s story proves that building wealth isn’t about when you start; it’s about starting at all. She became living proof that it is never too late to design the future you want.